Buying at Auction: Certainty, Speed & Strategy

Yes, You can borrow money to pay for auction purchases, INFACT, Most buyers do!

For most people, buying real estate at auction seems like a fast-paced, intimidating game of high-stakes poker. Jay Cash is talking fast, bids fly, and it all moves fast

—too fast, many assume, for financing to be an option. But that’s a major misconception.

In reality, savvy buyers are using strategic financing to win big at auction—and close confidently within 30 days.

The key? Preparation, clarity, and partnering with the right team.

Enter: Jay Cash, The Auctioneer and Shawn Kaplan, The Mortgage Expert.

MISCONCEPTIONS ABOUT FINANCING AT AUCTION

Let’s break some myths:

❌ "You have to pay all cash."✅ Not true. While some buyers do come with cash in hand, many successful auction buyers finance their purchase. The trick is working with a lender who understands the urgency, pace, and contract terms of real estate auctions.

❌ "There’s no time to get a loan."✅ When buyers wait until after the auction to start talking to a lender, yes—there’s a crunch. But with a proactive plan from Cross Country Mortgage Loan Officer Shawn Kaplan, buyers can be pre-approved and pre-positioned before the first bid is called.

❌ "I’ll lose my earnest money if the financing doesn’t come through."✅ That’s a risk—unless you’ve prepared with a loan officer who understands auction timelines and underwrites you with certainty from the start.

🔑 STRATEGIES FOR BUYERS TO BE MORE PREPARED

Winning at auction isn’t luck—it’s preparation. Here’s what works:

1. Get Pre-Approved for Auction FinancingBefore the auction date is even published, meet with a mortgage professional who understands auction deadlines and terms. Shawn Kaplan specializes in working with buyers in competitive, time-sensitive environments.
   

2. Review the Auction Terms in AdvanceEvery auction has terms regarding earnest money, buyer premiums, closing timelines, and more. Jay Cash THE AUCTIONEER makes those clear and transparent so there are no surprises.
   

3. Secure a “To-The-Dime” Budget Know your cap with KAP. With fast bidding, emotions can take over. Jay and Shawn help you run the numbers in advance—so when bidding starts, you can act with confidence, not hesitation.

   
   

4. Be Ready to Act Fast After You WinYou will sign a contract and submit your earnest deposit immediately after winning. When you’re already working with a dialed-in lender like Shawn, you move to underwriting within hours, not days.

   
   

🤝 HOW JAY CASH + SHAWN KAPLAN CREATE BUYER CERTAINTY

What happens when a powerhouse auctioneer teams up with a strategic lender?

✔️ Confidence in the Auction RoomJay doesn’t just call bids—he coaches buyers on what to expect and how to position themselves to win. He removes uncertainty from the process.

✔️ Speed After the Gavel Shawn knows auction contracts aren’t suggestions. They’re non-contingent and require fast movement. His team prioritizes auction buyers for underwriting and title coordination, often closing deals well before the 30-day deadline.

✔️ Certainty to CloseTogether, Jay and Shawn create a seamless path from bid to keys. You won’t be scrambling for documents or wondering if you’ll close on time. You’ll already be ahead.

🏆 READY TO WIN?

The auction isn’t just for investors or cash buyers. It’s for informed, empowered homebuyers who want an edge. And when you walk into an auction with Jay Cash and Shawn Kaplan on your team, you’re not just bidding—you’re buying with certainty.

Want to be ready for the next real estate auction?

Let’s talk.📞 Call Jay Cash, The Auctioneer📞 Call Shawn Kaplan, Mortgage Leader

Together, we’ll help you get ready, bid strong, and close fast.No guesswork. Just strategy. Auction Style.

Did You Know? Most Buyers Finance The Properties They Buy At Auction